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Court of AppealDismissedCivil Application SUP 2 of 2015

Stephen Wanyee Roki v K-Rep Bank Limited & 2 others [2015] KECA 401 (KLR)

Court of Appeal
25 September 2015
1,601 words in judgment
View original judgmentRead on Kenya Law Watch case
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The bottom line

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Kenya's Court of Appeal refused to let a borrower take his property dispute to the Supreme Court, confirming interim rulings cannot be certified for such appeals.

What this practically means

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Executive summary

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This is a ruling of the Court of Appeal at Nairobi (Koome, Azangalala and Kantai, JJ.A) on an application by Stephen Wanyee Roki under Article 163(4)(b) of the Constitution and Rule 42 of the Court of Appeal Rules for certification that matters of general public importance arise from the Court of Appeal's ruling of 13th February 2015 (Nambuye, Mwilu & M'Inoti, JJ.A), so as to enable an appeal to the Supreme Court. The background was a loan of Kshs 1.3 million from K-Rep Bank secured by a charge over the applicant's plots, whose failure to service he attributed to the City Council's breach of a construction contract; the bank exercised its statutory power of sale and the property was auctioned to the third respondent. The applicant's injunction applications failed both before Njagi J in the High Court and before the Court of Appeal, which found no arguable appeal and no nugatory risk. The court below was affirmed. The present court held that the applicant had not demonstrated a matter of general public importance: the ruling sought to be certified was interlocutory, the substantive suit and appeal remained pending, the law on charges, mortgages and contract was clear and unchallenged, and the applicant could not formulate any issue of law qualifying for certification. His Article 50 fair-hearing claim was rejected as a mere allegation. The application was dismissed with costs to the respondents.

Questions the Court framed

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The issues the Court set itself to decide, in its own words.

  1. 1.Whether the applicant has demonstrated a matter of general public importance warranting certification for appeal to the Supreme Court
  2. 2.Whether the applicant was denied a fair hearing under Article 50 of the Constitution

Key legal issues

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01

Whether the applicant demonstrated a matter of general public importance for certification under Article 163(4)(b)

Holding

He did not; the ruling sought to be certified was an interlocutory decision on an injunction, and the underlying issues (sale below market price, contractual default) remain undetermined

Reasoning

The application concerned an interlocutory injunction refused because the applicant had voluntarily charged his property for a commercial loan. The law on charges, mortgages and contract was clear and unchallenged. The applicant could not formulate any issue of law constituting a matter of general public importance, and the substantive suit and appeal remained pending. Certification therefore could not issue.

p. 3
02

Whether the applicant's right to a fair hearing under Article 50 was violated

Holding

No; both the injunction application and the Rule 5(2)(b) application were heard and determined on their merits, and the mere fact of losing does not amount to a denial of a fair hearing

Reasoning

The court found the Article 50 allegation unsupported by the record. The High Court heard and determined the injunction application; the applicant filed a Notice of Appeal and his Court of Appeal application was also heard and determined within a reasonable time. Unsuccessfulness is not a breach of natural justice. The claim was characterised as a mere allegation.

p. 3
03

Whether sentimental attachment to charged ancestral land can defeat enforcement of a charge

Holding

A person who voluntarily charges property for a commercial loan cannot later invoke sentimental attachment to escape obligations under the charge

Reasoning

The applicant contended the charged property was ancestral land of immense sentimental value. The court held that by willingly charging the property to secure a commercial loan, the applicant must have overlooked his sentimental attachment, and he cannot turn around to escape his obligations under the charge by claiming sentimental interests. This was a reason certification was refused, though the underlying issue remains for trial.

p. 3

Legal principles established

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  • Before a matter is certified for appeal to the Supreme Court, the applicant must demonstrate, to the satisfaction of the certifying court, that a matter of general public importance exists
  • A matter of general public importance can only arise from a definitive determination of a matter by the Court of Appeal of substantive grey areas of law or policy cutting across a broad spectrum of the public; interlocutory rulings generally do not qualify
  • Only cardinal issues of law or jurisprudential moment deserve the further input of the Supreme Court; the chain of lower courts is presumed competent to resolve technical matters

Court orders

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  1. 1.The application seeking certification of matters of general public importance was dismissed
  2. 2.Costs of the application awarded to the respondents

The bench

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One judgment of the whole court — no separate or dissenting opinions.

Martha Karambu Koome
M. K. KoomeJA
Currently serving
majority
majority
majority
On appeal from
Court of Appeal
Civil Application No. NAI 264 of 2013 (UR 192/2013)
Jurisdiction invoked
Article 163(4)(b) of the Constitution and Rule 42 of the Court of Appeal Rules

Relief refused

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Certification that the ruling of 13th February 2015 raises matters of general public importance and leave to appeal to the Supreme Court

The application arose from an interlocutory injunction ruling; the issues have not been determined to finality and no issues of general public importance were formulated

p. 3

Costs

Application dismissed with costs to the respondents

Quotable passages

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Verbatim from the judgment, each located to the page it appears on in the official PDF — so these can be cited and checked directly.

The key issue and the only one in this application in our view is whether the applicant has demonstrated a matter of general public importance that can warrant a certification.
p. 3certification threshold under Article 163(4)(b)
A matter of general public importance can only arise from a definitive determination of a matter by the Court of Appeal of substantive grey areas of law or policy that cut across a broad spectrum of the members of public.
p. 3definitive determination required for general public importance
In the upshot we find no merit in this application which we order dismissed with costs to the respondents.
p. 3final orders - dismissal with costs
He cannot now turn around and seek to escape his obligations under the charge to claim sentimental interests.
p. 3sentimental attachment versus commercial charge

Issues in the judgment

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minor

The coram heading lists 'KOOME, AZANGALALA, KANTAI, JJ.A' but the signature block gives the names as 'M. K. KOOME', 'F. AZANGALALA' and 'S. ole KANTAI'; no single author of the ruling is identified

minor

The judgment quotes Article 163(4)(a) in the context of a certification application brought under Article 163(4)(b), which may conflate the two limbs

Key timeline

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Practical implications

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Frequently asked questions

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Cite this brief

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Cite this brief

Caselaw, "Stephen Wanyee Roki v K-Rep Bank Limited & 2 others [2015] KECA 401 (KLR)", Case Analysis (2015). Civil Application SUP 2 of 2015. Source: https://new.kenyalaw.org/akn/ke/judgment/keca/2015/401/eng@2015-09-25

Suggested citation format for research notes or client memos. Always verify the original judgment before relying on any point.