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Small ClaimsAllowedNot stated in the judgment text provided· [2025] SCC 68 (KLR)

Company v Maluki & 2 others (Claim E4585 of 2024) [2025] SCC 68 (KLR)

Small Claims Court (Adjudicator)
13 November 2025
1,348 words in judgment
View original judgmentRead on Kenya Law Watch case
AI-assisted case brief
·~5 min to read original · ~4 min brief

The bottom line

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A Kenyan insurer that compensated its client can sue the driver who caused the accident and recover the full repair costs, plus interest and costs.

What this practically means

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Executive summary

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The Claimant, suing on behalf of Kenya Alliance Insurance Company Limited under the doctrine of subrogation, claimed special damages of Kshs. 147,400/= arising from a road traffic accident on 15th September 2021 along Parklands Road, in which motor vehicle KCT 193 P rammed into the claimant's insured vehicle KDB 964 D. The claim was made against the 1st and 2nd Respondents; the 2nd Respondent never entered appearance and an interlocutory judgment was entered against them, while the 1st Respondent denied ownership and joined a Third Party, who also denied ownership. The Claimant subsequently withdrew the claim against the 1st Respondent, rendering the 1st Respondent's third-party claim moot, and elected determination under section 30 of the Act. Applying the principle of subrogation as set out in Eastern Produce Kenya Ltd v Rongai Workshop & Transporters Ltd and Kenya Power & Lighting Company Limited v Julius Wambale, the court found the police abstract proved the accident and the 2nd Respondent's beneficial ownership of KCT 193 P, uncontroverted by any evidence. Relying on Atanga v Rojeh and Orioki v Kevian Kenya Limited, the court held that a rear-end collision raises a prima facie case of negligence which the 2nd Respondent failed to rebut, and found the 2nd Respondent 100% liable. Special damages of Kshs. 147,400/= (repair costs of Kshs. 130,000/= and tracing costs of Kshs. 17,400/=) were pleaded and strictly proved by receipts. Judgment was entered against the 2nd Respondent for Kshs. 147,400/= with interest at court rates from filing, plus assessed costs of Kshs. 30,000/=, and the Claimant was ordered to pay the 1st Respondent and Third Party Kshs. 30,000/= each following the withdrawal.

Key legal issues

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01

Whether the 2nd Respondent was liable for the accident

Holding

The 2nd Respondent was held 100% liable; the police abstract established the accident and beneficial ownership, and the rear-end collision created a prima facie case of negligence that the 2nd Respondent did not rebut.

Reasoning

The police abstract showed the accident was reported at Parklands Police Station and that the 2nd Respondent was the beneficial owner of KCT 193 P. No evidence controverted this. The assessment report confirmed the claimant's vehicle was hit from behind. Citing Atanga v Rojeh and Orioki v Kevian Kenya Limited, the court held that a rear-end driver is presumed negligent, and the 2nd Respondent adduced no evidence to dislodge that presumption.

p. 3
02

Whether the special damages of Kshs. 147,400/= were payable

Holding

Special damages of Kshs. 147,400/= were pleaded and strictly proved by receipts and were awarded.

Reasoning

Special damages must be pleaded and strictly proved. The claim was particularised as repair costs of Kshs. 130,000/= and tracing costs of Kshs. 17,400/=. Receipts filed proved that the claimant's insurer expended the claimed sum in making good the insured's loss, satisfying the strict proof requirement, and the amount was awarded with interest.

p. 3

Legal principles established

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  • Under subrogation, a claimant must prove on a balance of probabilities that the insurer compensated the insured's loss and that a third party caused the accident
  • A driver who hits another vehicle from behind bears a prima facie case of negligence unless rebutted
  • Special damages must be pleaded and strictly proved before being awarded

Court orders

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  1. 1.Liability 100% in favour of the Claimant
  2. 2.Judgment in the sum of Kshs. 147,400/= against the 2nd Respondent
  3. 3.Interest on Kshs. 147,400/= at court rates from the date of filing the claim till payment in full
  4. 4.Costs of the claim assessed at Kshs. 30,000/= payable by the 2nd Respondent to the Claimant
  5. 5.Claimant to pay the 1st Respondent and the Third Party costs of Kshs. 30,000/= each, following withdrawal of the claim against the 1st Respondent
  6. 6.Certificate of costs and decree to issue forthwith
  7. 7.File closed
Jurisdiction invoked
Section 30 of the Small Claims Court Act (the Act), elected by the Claimant

Key timeline

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Practical implications

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Frequently asked questions

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Cite this brief

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Cite this brief

Caselaw, "Company v Maluki & 2 others (Claim E4585 of 2024) [2025] SCC 68 (KLR)", Case Analysis (2025). Not stated in the judgment text provided. Source: https://new.kenyalaw.org/akn/ke/judgment/scc/2025/68/eng@2025-11-13

Suggested citation format for research notes or client memos. Always verify the original judgment before relying on any point.